Type: Mortgages
Lead Grade:
Name: Jimmie (redacted)
Phone Number: (redacted)
Email Address: (redacted)
Address: (redacted)
City: Kissimmee
Ai Transcript:
Here is the transcript cleaned up, formatted, and with the necessary redactions applied:
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**Phone Staffer (Chris):**
Jamie? Who is this?
**Lead (Jimmy):**
Jamie, good day, man! This is just Chris with Ready Mortgages. We’re actually calling all the homeowners in this area, Tharma Circle. Our record shows that you currently have an FHA loan at a very high 6.75 interest. Is this correct?
**Lead (Jimmy):**
What are you trying to offer them?
**Phone Staffer (Chris):**
Well, actually, since we’re in the neighborhood, I’m calling you from Ready Mortgages. We saw that we can help you lower your rate and give you the updated interest, which is currently in the market. 6.75, that’s massive. Based on these records, that’s the reason we’re calling you. You currently have (redacted) Tharma Circle, Kissimmee, right?
**Lead (Jimmy):**
Yeah, but what do you offer us?
**Phone Staffer (Chris):**
Well, we just wanted to help you lower your 6.75 interest rate and refinance your current mortgage, saving you the savings every month.
**Lead (Jimmy):**
Yes, sir. So, how are you going to do that?
**Phone Staffer (Chris):**
I will share all these details with one of our Loan Managers. They will be the ones who are going to call you back at a later time.
**Lead (Jimmy):**
No, you’re calling me now, though. Now you want to inconvenience me later.
**Phone Staffer (Chris):**
Ah, okay. Well, if that’s the case, Jimmy, this is what I’m gonna do. If you’ve got time now, I’ll be more than happy to connect you over to them.
**Lead (Jimmy):**
Maybe you can just give me the basic details of what’s going on, you know, like you calling me before I talk to anybody else. I need to get all my basic information from you.
**Phone Staffer (Chris):**
I understand that, Jimmy, but I’m just an appointment setter.
**Lead (Jimmy):**
What I want to know is what… How can a Loan Officer help me lower my interest rate? What would I have to do?
**Phone Staffer (Chris):**
Well, they will actually show you all the details first. They’ll need to talk to you…
**Lead (Jimmy):**
Am I gonna have to pay your company or this company or anything to lower my rate?
**Phone Staffer (Chris):**
Absolutely not, man, absolutely not. We’re just going to show you a first-in-place grace, then they’ll refinance your current mortgage.
**Lead (Jimmy):**
Refinance it.
**Phone Staffer (Chris):**
Yup, because you’re currently at a 6.75 interest rate, Jimmy. That’s massive. That’s through the roof. And right now, the updated interest rate that’s out in the market, man… We’re talking about 6, 6.25, that depends. And I’m not a Loan Manager, man. I’m just actually an appointment setter so I can get you to hear them out when they call.
**Lead (Jimmy):**
Well, if you’ve got time now, I’ll just save you all this trouble…
**Lead (Jimmy):**
Yeah, go ahead and connect me now if you can, because I’m not gonna have time later.
**Phone Staffer (Chris):**
Hey, no problem, Jimmy. That’s what I’m here to do. But I just need to confirm this first. Your last name’s (redacted), and you’re currently at (redacted) Tharma Circle, right?
**Lead (Jimmy):**
I mean, what difference does it make?
**Phone