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Cold Calling

Why us?

Type: Mortgages
Lead Grade:
Name: Jimmy (redacted)
Phone Number: (redacted)
Email Address: (redacted)
Address: (redacted)
City: Lakeland

Ai Transcript:

**Phone Staffer Caller:** Yes, it is. Who is this?

**Lead:** Jimmie, my name is Chris. We are currently going through some lists of homeowners in the area that we saw that we could help you refinance your current mortgage at an existing interest rate. Are you still at (redacted)?

**Phone Staffer Caller:** Yep.

**Lead:** Our record shows you, Jimmie, that you currently have an FHA loan at 6.75 interest rates. Is this correct, sir?

**Phone Staffer Caller:** Yep.

**Lead:** And that’s actually the reason why we are calling you, because we are going through some lists of homeowners. And you are currently at (redacted), right?

**Phone Staffer Caller:** Yes, mmhm.

**Lead:** What I’m gonna do, Jimmie, is I just want to ask you when would be the best time, any day, you’ll be available so I could have one of our loan managers actually call you so we could calculate the best rate and the savings money we could get for you and tremendously lower this 6.75 interest rate, which is through the roof. You got any available time?

**Phone Staffer Caller:** Last time I talked to somebody about six months ago they told me I didn’t qualify for it.

**Lead:** Well, um, actually, we won’t be calling you if you are not qualified for it, Jimmie. We’re actually reaching out to the community list of homeowners in this area. So, here’s what I’m gonna do, Jimmie, I’m going to actually ask one of our loan officers to ring you—just listen to what they got to offer. It may be actually to your liking because 6.75, Jimmie, this is a killer, man, to tell you honestly.

**Phone Staffer Caller:** Yeah. That payment is a killer for me right now anyway.

**Lead:** Yeah, that’s right. So, Jimmie, can you give me a best time of the day that you could actually take him for?

**Phone Staffer Caller:** Let me see. Uh… Monday, uh, no… Tuesday. No, Monday would be good.

**Lead:** Monday?

**Phone Staffer Caller:** Monday’d be good.

**Lead:** How about this, Jimmie, how about probably around 5 PM today? Are you… Would you be available like in an hour?

**Phone Staffer Caller:** Right now, I’m on the road.

**Lead:** Oh, I see. You driving?

**Phone Staffer Caller:** Um, I had to take my mother out of town. And, um… We’re just now getting back on the road. Coming from Georgia.

**Lead:** Ah, I see. Not a problem. So, today’s a Friday. So probably, uh, Monday… Around what time on Monday, Jimmie?

**Phone Staffer Caller:** Uh, about one o’clock will be good.

**Lead:** One in the afternoon, right?

**Phone Staffer Caller:** Yes. Mmhmm.

**Lead:** Okay, let me put that on a calendar. And, uh, Jimmie, do you still recall how much your total loan amount is?

**Phone Staffer Caller:** Um… I’m sure… Oh, like right at… I’ve been there a year… Oh, almost two years. Um, the mortgage is $2,600 a month.

**Lead:** A month. Okay, so roughly you probably got what, around $200,000, $300,000, a grand?

**Phone Staffer Caller:** Maybe $2,100,000.

**Lead:** $2,100,000. Okay. The house was $300,000… $312,000.

**Phone Staffer Caller:** I got you, Jimmie. And, um, let’s see. Uh, is this still your